Media Partners | Contributors | Advertise | Contact | Log in | Thursday 18 July 2019

Aliens, beards, suffragists: the ridiculous things people have taken out insurance for

Sponsored by:

Share This Article:

Insurance: we all should have it, be it for our house, travelling or our furry friends.

There are some that take insurance to whole new levels, though - and there’s a whole host of weird and wonderful possessions that people have insured. Insurance against aliens, for your killer legs or for your saloon – rest assured when you want to get a slightly unusual object insured, it definitely won’t be the weirdest thing that Lloyd's of London have ever seen. 

We’ve dug out some of the most weird and wonderful things Lloyd's have had to insure - here they are... 

Body Parts

You’ll always hear people joking about having a body part insured, but less people know that some celebrities have actually ensured that their ‘assets’ are protected.

In the past, country songstress Dolly Parton has insured her breasts for £3.8m, Bruce Springsteen insured his voice for £3.5m, and Rolling Stones’ guitarist Keith Richards’ hands are insured for £1.6m; 40 members of a Derbyshire Whiskers Club even insured their priced possessions, their beards, against fire and theft!

You might have heard the phrase 'million dollar legs', which appeared when actress and pin-up girl Betty Grable insured her pins for $1,000,000 - but football legend David Beckham went the extra mile, with his legs being insured for a whopping £100m. 

Against Aliens

According to novelist Arthur C Clarke, prior to the release of 2001: A Space Odyssey, director Stanley Kubrick wanted to take out insurance with Lloyd’s to protect himself against losses, just in case extra-terrestrial intelligence was discovered before the release of the film. Needless to say, Lloyds refused.


There’s a Lloyd's myth that over 60,000 people have taken our insurance policies that cover the well-known risk of being turned into a vampire or a werewolf. Other additions to policy include in 1914, when A Householder’s Comprehensive policy used to cover damage caused by suffragists.


A saloon owner took our a policy that covered injuries his customers might afflict on others, to avoid risk when his especially boisterous customers got out of hand. However this claim led to fraud when a fight was staged, and those who took part split the claims money!

For Space Ships

In 1904 Lloyd's issued its first motor policy (however the underwriters were more used to dealing with ships, and the insurance documents described the car as a 'ship navigating on land').

Now, over a hundred years on, Lloyd's insures satellites for things like physical damage and ‘third party liability’ (aka being hit by space debris) and now that we’re on the brink of space travel for mere mortals, they’re the insurers of Richard Brandon’s Virgin Galactic private spaceship. In 1985 Lloyd's even launched a successful salvage consisting of a shuttle and five astronauts, who went into orbit to reclaim two rogue satellites.

You can help the world continue to insure its most prized (ahem) posessions with Lloyd's of London. Find out more here

© 2019 is a website of BigChoice Group Limited | 201 Borough High Street, London, SE1 1JA | registered in England No 6842641 VAT # 971692974