SPENDING IT - saving when you spend...
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Nights out, clothes shopping, holidays – there’s no doubt that living the life we want is expensive, especially when you’re on a tight budget. But, according to personal finance expert Lucy Tobin, that doesn’t mean it has to be rubbish. Treats can stay on the agenda if you trim your costs elsewhere. Here she explains how. In the supermarket… “Every time I’m in a supermarket, I mentally cut out ten per cent of my trolley and imagine chucking it in the bin. Not because of some anti-Tesco psychosis, but because that’s how much the average British shopper ends up throwing away every single week. For most families, all that waste tots up to chucking more than £50 a month down the drain.” On hotels… “To be absolutely certain that you’re getting the very best deal around, it’s worth contacting the hotel direct. Even if the price isn’t cheaper they will often consider throwing in extras such as free breakfasts or airport transfers that could lower the overall cost of your break.”
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